Interviewer instructions
Record the details of loan borrowed for the purchase of land and/ or dwelling as follows:
7.21 Amount originally borrowed - record the actual amount borrowed in column (2). If have more than 1 mortgage or loan, then record this other amount in column (3). If have more than 2 mortgages or loans, then record this third amount in column (4).
Please note: if have more than 1 mortgage/ loan, do not record their total amount in one single column. Record them separately as mentioned above.
7.22 Who borrowed from - ask the respondent where he/ she borrowed the money from, which can be from a local financial institution(s) or from another household.
7.23 Year - record the year in which the mortgage/ loan was received not when it was applied or proposed.
7.24 Borrowers cash contribution - ask the respondent if he/ she made a financial contribution to the amount borrowed. Record this amount in the space provided otherwise, write a dash.
7.25 Term of mortgage or loan - record how long the respondent will have to repay back the loan in years.
7.26 Amount of latest payment - record the last amount paid by the respondent for the loan
7.27 Period covered by latest payment - record the period covered by the latest payment as mentioned in 7.26. The period covered can be weekly, fortnightly, monthly or quarterly.
7.28 Interest Rate (current) - record the interest rate that is currently paid by the respondent. It doesn't necessarily have to be the original interest rate charged in the beginning, as interest rates tend to fluctuate from time to time.
Write a dash in empty cells if not applicable